Gain Perspective on Financial Planning. Investments. Your Future.

Should I be Concerned about a Crash in the Global Economy?

Is the global economy on the verge of another collapse? Thirty years ago, if you were a stock market investor in the United States, your main concern would probably have been the overall health of the U.S. economy. There was simply no reason for most … [Read more...]

Are Emerging Markets’ Potential Returns Worth the Risks?

Investors are on track to invest $1 trillion in emerging markets in 2017. Emerging market investments allow investors to try to capture higher investment returns in exchange for higher risks… sometimes significantly higher risks. Investing in … [Read more...]

I Don’t Feel Inflation. Is it Hurting My Savings?

Inflation doesn’t hit like the sting of a credit card bill from an overzealous shopping trip. Rather, its bite is slow and painful. Because the price level of goods and services tends to rise gradually, inflation’s slow incursion on your pocketbook … [Read more...]

Can Optimism Increase Your Investment Returns?

Are your investment returns determined by your worldview? Are people hardwired to be pessimists? Millions of years ago, if an optimistic caveman dismissed a rustle in a bush as the wind blowing, our ancestor may have ended up as a tiger’s lunch. As … [Read more...]

What You Need to Know About Financial News

Should financial news and media reports affect the way you make your investment decisions? Recently, a client said: “I just read about _________ (fill in Israeli company name) in The Jerusalem Post, and I’d like to buy 1000 shares.” I hear comments … [Read more...]

What Really Happened in the 2008 Market Meltdown

A book review and analysis of Ben Bernanke's book, The Courage to Act: A Memoir of a Crisis and Its Aftermath As a financial advisor who worked with clients throughout the 2008 market meltdown, I was particularly interested in understanding the … [Read more...]

The 3 Books You Need to Complete Your Reading List

Although most of my conversations with clients center on helping them with their U.S. brokerage and IRA accounts, I like it when the conversation turns to what’s on our current reading list.  I’m always thrilled when people tell me that they read … [Read more...]

A Widow’s Dangerous Financial Decision

Here’s a story that I’ve watched unfold many times in my conference room. Do you recognize yourself, or perhaps your parents? She made a lot of money I sat with a new client, a woman whose husband of over 50 years had handled all of the money … [Read more...]

Should You Keep a Mortgage With a Low Interest Rate?

Some readers were surprised by my piece published  in The Jerusalem Post and on Profile Perspectives called, “The Most Important Thing to Do Before You Retire.” In it, I argued that you should try to eliminate all debt, including mortgages, before … [Read more...]

Is Fear Causing You to Lose Money?

Some investors’ fear of losing money compels them to completely avoid the stock market and other volatile investments. This phenomenon is often called “loss aversion.” People suffering from loss aversion will sometimes wait until they see the … [Read more...]

Profile Perspectives is a personal finance blog based on articles Doug Goldstein, CFP®, director of Profile Investment Services, Ltd., published in The Jerusalem Post. The information posted is purely informational and does not constitute investment or tax advice. Advertisements on the site are neither endorsements nor recommendations. Consult your professional advisors before making any investments based on articles or advertisements. Securities offered through Portfolio Resources Group, Inc., member of FINRA, SIPC, MSRB, FSI. Accounts carried by Pershing LLC., Member NYSE/SIPC, a subsidiary of The Bank of New York Mellon Corporation.

Privacy Policy | Disclaimer